Inspired by businesses like yours

We've always loved eating in independent restaurants and shopping in indie shops. As insurers, we knew that big chains employ experts to choose their insurance and haggle on price. We wondered what independents do?

So, we talked to our local shops and restaurants and they told us that they'd love a package of covers and the best price offered to them first time. And, if this could be put together in a plain-English, time saving way, then all the better. We accepted the challenge, building the business around our six core principles.

Our principles


We discount your price because you have great customer reviews


We'll automatically offer you our best price next year too


A package of covers, designed for independent restaurants and shops


Our expert Claims Team is standing by. We are too if you need any help


Our policies are underwritten by one of the most secure companies in the world


We allow you to use local tradespeople when you need repairs

Financial strength

We're authorised and regulated by the FCA, no 796693. Our underwriter, Berkshire Hathaway International Insurance Ltd, is rated AA+ by S&P.

Expression® are members of


We're based in Brighton, two minutes from the beach, surrounded by the independent shops and restaurants that inspired us.

6 Orange Row,

Take a look at our blog

We blog on subjects we hope you’ll find interesting.

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